Banking & FinTech Solutions

Start Your Secure AEPS B2B Business & Earn Big!

Launch your AEPS B2B business with a bank-grade, secure, and highly scalable platform. Start cash withdrawals, Aadhaar pay, DMT, and utility bill payments while maximizing your margins today!

Get Free Demo Call +91 98111 73829
NPCI & RBI Compliant
Bank-Grade 256-Bit Security
Instant Auto-Settlement
Real-Time Ledger & Margin Tracker

Start Your Own AEPS Business with Our B2B Admin Portal

Why rely on a generic white-label AEPS solution when you can have a fully customized AEPS platform? Our B2B AEPS admin panel gives you complete control over your retail network, distributor onboarding, and business operations. Manage CSPs, retailers, and transactions effortlessly while we handle software maintenance and secure cloud hosting.

  • Secure & tested AEPS software with high transaction success rates
  • Fully customizable AEPS portal with multi-brand capability
  • Real-time transaction monitoring, commission engine & instant reports

With our AEPS portal, expand your digital financial services while ensuring a secure, swift, and reliable banking experience for rural and urban customers alike.

Enquiry Now!

Talk to our FinTech consultants & explore demo access.

Please enter a valid name containing only alphabetic characters.
Please enter a valid Gmail address.
Please enter a valid 10-digit mobile number.
Please enter a message.
Your information is 100% confidential.
₹100M+
Monthly Transaction Volume
99.9%
Server & API Uptime
28+
Integrated Banking & Bill Services
10k+
Active CSP Retailers & Agents
AEPS Multi-Layered Architecture

AEPS Software with Multi-Layered Security & Control

Our AEPS system is engineered for infinite scalability and operational efficiency, featuring a hierarchical role-management structure:

  • Admin Panel: Complete oversight of users, limits, margins & transaction audits
  • Master White Labels: Easily create & manage sub-brand networks
  • White Labels: Expand financial services directly under your brand
  • Super Distributors: Streamlined regional network management
  • Distributors: Effortless retailer & CSP agent onboarding
  • Agents / CSPs: Process instant cash withdrawals & customer transfers

This structured AEPS software empowers you to grow your business effortlessly while delivering financial inclusion to every corner of the country.

AEPS & Aadhaar Pay – Simplifying Digital Transactions

Aadhaar Pay revolutionizes merchant payments by enabling transactions directly through Aadhaar numbers and biometric authentication—eliminating the need for debit cards, mobile OTPs, or PINs.

Key AEPS & Micro-ATM Capabilities:
  • Instant Cash Withdrawal via fingerprint scan
  • Aadhaar to Aadhaar Fund Transfers
  • Real-time Account Balance Inquiry
  • 10-Transaction Bank Mini Statement generation

Particularly beneficial in semi-urban and rural regions, AEPS and Aadhaar Pay enable local retail outlets to function as micro-banking hubs.

Mobile Recharge & Bill Pay AEPS Banking Solution Aadhaar Pay Interface Retail Banking App
Domestic Money Transfer (DMT)

Fast & Secure Domestic Money Transfers (DMT)

Our Domestic Money Transfer (DMT) module facilitates instant 24/7 IMPS and NEFT fund transfers directly to any bank account in India. Non-bank account holders can easily walk into a retail point and send money anywhere instantly.

Integrated with leading banking pipelines and NPCI infrastructure, the system supports automatic ledger updates, real-time OTP confirmation, and failure reconciliation.

  • 24x7x365 Instant IMPS / NEFT Transfer
  • Direct Bank Account Verification (Penny Drop)
  • Instant Commission Credit & Wallet Settlement

Our Comprehensive AEPS & Banking Features

Explore the full range of bank-grade security controls, utility integrations, and business tools included in our B2B platform.

Bank Grade Security

Bank Grade Security

Patching & Maintenance

Server Patching

Event Logs

Event Audit Logs

System Integrity Controls

Integrity Controls

Antivirus & Anti Malware

Anti-Malware Shield

Access Controls

Authentication Controls

RBI Compliant Server

RBI Compliant Server

Recharges

Mobile Recharges

Bill Payments

BBPS Bill Payments

CMS

Cash Management (CMS)

Insurance

Insurance Services

LIC Payments

LIC Premium Payments

Credit Card Payments

Credit Card Pay

IRCTC

IRCTC Ticket Booking

Travel Tickets

Flight & Bus Tickets

LPG Gas Booking

LPG Cylinder Booking

Lending & Loans

Lending & Micro Loans

Bank Account Opening

Account Opening

Municipality Payments

Municipal Taxes

Tele-Medicine

Tele-Medicine

FasTAG

FasTAG Recharge

Unlimited White Labels

Unlimited White Labels

Auto Wallet TopUp

Auto Wallet TopUp

Auto Settlement

Auto Settlement

Realtime Dashboard

Realtime Dashboard

Daily Commission

Daily Commission Tracker

Business Ledger

Automated Ledger

Android App

Native Android App

FREQUENTLY ASKED QUESTIONS

Find the Answers You Need

Whether you're starting a new AEPS business or integrating APIs into your portal, explore our detailed FAQ guide below.

Yes, it is possible to without any hassle you can integrate AEPS (Aadhaar Enabled Payment System) services with your current business-to-business portal. To guarantee seamless integration, AblyWorks provides dependable and secure APIs in addition to comprehensive technical support also with this configuration, your clients can use your platform to access crucial AEPS functions like mini statements, balance enquiries, and cash withdrawals. For a reliable and effective digital payment experience, we also guarantee data security, industry standards compliance, and seamless onboarding.

No, UPI (Unified Payments Interface) does not use AEPS. These are two distinct digital payment methods. UPI allows for instant money transfers through mobile apps using a bank account linked to a mobile number and a UPI PIN. AEPS, on the other hand, enables transactions like cash withdrawals, balance enquiries, and fund transfers through biometric authentication using an Aadhaar number, typically facilitated by a verified retailer.

According to NPCI guidelines, the monthly AEPS (Aadhaar Enabled Payment System) transaction limit per customer is ₹50,000. This includes all transactions like cash withdrawals, money transfers, balance enquiries, and mini statements. However, the precise limit can also be influenced by your bank's policies and RBI regulations. For larger transactions, banks may recommend using services like NEFT, IMPS, or UPI.

The design of our AEPS B2B software prioritises scalability, security, and dependability. In contrast to generic solutions, we offer multi-layer security, real-time transaction reports, and strong APIs to protect each transaction. Additionally, you receive seamless integration with your current portal, simple onboarding, and round-the-clock technical support. Our platform guarantees high uptime, quick settlements, and adherence to NPCI/RBI regulations, all while providing your clients with a reliable digital payment experience.

Yes, you can use our software to easily and quickly launch your own branded AEPS portal. We provide a white-label solution that lets you leverage our secure AEPS infrastructure while using your own company name, logo, and branding. This means you can offer services like cash withdrawals, fund transfers, balance enquiries, and mini statements directly under your own brand. Our team ensures a smooth setup, complete technical support, and adherence to all legal requirements.

You can provide a variety of crucial banking services through our AEPS portal, such as fund transfers, balance enquiries, cash withdrawals, and mini statements. For customers in rural and semi-urban areas, the portal also facilitates micro-ATM-based transactions and aadhaar-to-aadhaar transfers. In order to provide your clients with a comprehensive digital financial services platform, you can also broaden your offerings by adding value-added services like utility payments, DTH/mobile recharges, BBPS bill payments, and many more.

Yes, our AEPS software is fully compliant with the guidelines set by the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI). We adhere to strict security protocols, data encryption, and KYC standards to ensure every transaction is safe and transparent. All services, including cash withdrawals, fund transfers, and balance enquiries, are conducted through secure channels authorized by the NPCI. This guarantees that your business provides a reliable and trustworthy payment experience while meeting all legal requirements.

Yes, you can test out our AEPS software before buying it by gaining demo access. You can experience the dashboard, reporting system, transaction process, and integration features in real-time during the demo. This guarantees that the software satisfies your business needs and aids in your understanding of how it operates. For a seamless onboarding process, our staff will also walk you through the demo and respond to any questions you may have.

To guarantee secure transactions, our AEPS software is outfitted with a number of security and fraud-prevention features. To identify suspicious activity, we employ real-time monitoring, robust data encryption, and biometric authentication (fingerprint). Strict KYC/AML regulations are adhered to in order to verify users, and all transactions are conducted through safe channels approved by the NPCI. To reduce risks, we also offer audit trails, instant alerts, and role-based access control. When taken as a whole, these safeguards help shield consumers and companies from fraud.

We offer distributors and retailers full support to ensure smooth business operations. Our staff provides thorough instructions, training, and easy onboarding to help you get started as quickly as possible. You will have access to a dedicated dashboard, settlement updates, and real-time transaction reports. To assist you in growing your AEPS business, we also provide marketing materials, frequent software updates, and 24-hour technical support. We'll handle the tech so you can focus on customer service.

Launch Your Custom AEPS & FinTech Platform Today

Empower your network of retailers, distributors, and agents with AblyWorks AEPS software.

Request Instant Demo